Apply now and shop interest free!

Gem Visa is the only credit card in Australia that offers 6 months interest free on any purchase over $250, plus access to long term interest free repayment plans.

With the Gem Visa card:

• You'll get a range of interest free terms starting at 6 months.
• You'll get interest free repayment plans
• You'll get buy now pay later – no monthly payments are required during the buy now pay later period.
• You'll get interest free on Visa purchases. 6 months interest free on any Visa purchase over $250 – anywhere,  anytime, no catches.
• You'll get up to 55 days is available on all your other Visa purchases.
• You'll receive a monthly statement when there is a balance of $10 or more on your account.
• There is an annual fee of $99 after your first purchase and on the anniversary of your first purchase thereafter.
• The interest rate is 22.99% is applicable on cash advances and outstanding balances at the end of an interest free promotional period.
• You'll have a variety of payment options to suit your needs including Post office, BPAY and direct debit.
• There are no early payout penalties
• There is no charge  for early payout of account.

Approved Applicants only. Conditions, fees and charges apply.

Visit gemvisa.com.au for more information.
Gem Visa is a credit facility provided by GE Capital Finance Australia (ABN 42 008 583 588), trading as GE Money. Australian Credit Licence number 392145.