Humm | Buy now, pay later | Interest free* repayments
Buy Now Pay Later with humm

Whatever life brings, from the awesome to the unexpected, humm® is the new flexible way to finance it.

What is humm?

humm makes borrowing convenient and accessible for everyone. With a focus on innovation and customer satisfaction, humm offers tailored plans to meet individual needs.

What you can expect as a customer:*

Speedy application process and fast approval

Choose between fortnightly or monthly repayments

Pay it back on your terms

Easy application process and fast approval

Who can humm?

Before you apply, there are some criteria you need to meet.*

Be 18+ years old

Be a permanent Australian resident

Hold a valid Australian ID

Have a regular source of income

Getting started is easy!

This bit's super simple. First things first: depending on whether you're an Apple or Android person, go to either the App Store or Google Play and download the App.

Once you've got the App running, just follow the steps and you'll be good to go. Niiice!

Download humm App

Are there interest free terms?

For eligible customers, humm offers interest free** instalment plans on purchases up to $3000 made through participating Retravision Stores and the Retravision Website. A 20% upfront payment may be required at the time of purchase. **Fees and charges, terms and conditions and maximum purchase amounts apply to this offer.

How do I shop with humm?

Pre-approval is the way to go on this. Apply before you shop, through the humm App. All you need to do is share access to your bank statements for information to help us in our approval process.

humm is fast and simple to use no matter where you prefer to shop, either in-store at participating stores or online by simply selecting humm at checkout. For more information on humm visit this page.

Sign up now Start shopping View stores

*Approval subject to credit assessment criteria. Apply in minutes if you have all the required information available. Fees and charges, terms and conditions and minimum purchase amounts apply. Credit provided by Once Credit Pty Limited (ABN 99 112 319 632, Australian Credit Licence No. 386194), a subsidiary of humm group limited.

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